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AFM · FINAL

Higher Rated

Ajay Agarwal

4.22 reviews
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vs

Pavan Karmele

3.72 reviews
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Faculty Details

Detail
Ajay Agarwal
Pavan Karmele
Language
English, Hindi
English, Hindi
Mode
Google Drive, App
Live, Google Drive

Ratings Comparison

Calculated from approved reviews. Differences may reflect review volume, not just faculty quality.

Metric
Ajay Agarwal
Pavan Karmele

Concept Clarity

Are concepts explained clearly, or do you need to Google everything after class?

4.5
4.5

Exam Focus & Efficiency

Does teaching stay exam-relevant, or does it wander into topics that won't be tested?

5
4

Study Material & Notes

Are the notes good enough to revise from, or do you need to rewrite everything?

5
3

ICAI Questions Coverage

Are MTPs, RTPs, and PYQs covered thoroughly in class?

4.5
4

Syllabus Coverage

Was the full syllabus covered, or were chapters quietly skipped?

4.5
4

Doubt Resolution

Are doubts actually resolved, or just acknowledged and moved on from?

2.5
1.5

Revision Quality

Do revision classes help you consolidate, or are they just a slow replay?

2.5
4

Pace of Teaching

Is the teaching pace comfortable — not too fast to follow, not too slow to keep up?

4.5
4

Value for Money

Is this course worth the fees compared to what else is out there?

4.5
4

Expectation Match

Did the actual course match what the demo lectures and marketing promised?

4.5
4

What Students Are Saying

Reviews represent individual student opinions. CareViews does not endorse any faculty.

Ajay Agarwal

(2)

Course

Regular

Attempt

Second Attempt

Teaching Style

Balanced

✓ Recommends

Best for: Exam-Focused Students, Rank Aspirants, Working Professionals / Articleship, First Timers, Repeaters

Pros

Notes and QB are too the point! Teaching method is best for exam oriented as we all are aware the difficulty level of AFM exams these days. If you have taken classes from someone else and unable to understand AFM, go with Ajay sir

Cons

Doubt handling can be kind of rude at times

Course

Regular

Reviewer

Working Professional

Attempt

Second Attempt

Teaching Style

Exam Oriented

✓ Recommends

Best for: First Attempt, Multiple Attempts, Fast Revision

Pros

This is perfect for someone who is exam oriented and can trade-off some concept clarity for speed and exam oriented content coverage.

Cons

Doubt support could be better, and the fact that all sums are solved in class and no homework is given might be a con to some.

Great for first attempters and even repeat attempters just due to the fact that how on point and exam oriented the classes are, the only USP imo.

Pavan Karmele

(2)

Course

Regular

Reviewer

Full Time Student

Attempt

First Attempt

Teaching Style

Conceptual

✓ Recommends

Best for: First Attempt

Pros

Good for conceptual clarity

Cons

Doesn't provide concept book

Requires making your own notes while studying, so not recommended for students starting studies after articleship

Course

Regular

Reviewer

Full Time Student

Attempt

First Attempt

Teaching Style

Conceptual

✓ Recommends

Best for: First Attempt, Multiple Attempts, Concept Building

Pros

Conceptually, he's top-notch. He doesn't waste time teaching every possible trick or shortcut that's irrelevant for the exam like some other faculties do. just pure concepts. makes even the toughest topics feel easy af

Cons

He never replied to any of my doubts, and this is the only area where he needs to improve. Actually, not just mine, he barely replies to anyone's doubts

Good to go if you're okay with not getting doubt support from the faculty

Ajay Agarwal vs Pavan Karmele — AFM Reviews (2026) | CareViews