Quick Answers
Computed from approved student reviews on Careviews
Who do students rate higher for AFM, Pavan Karmele or Sanjay Saraf?
Across 6 approved student reviews on Careviews, students currently rate Pavan Karmele higher on 9 of 10 rating dimensions.
What rating does Pavan Karmele have on Careviews?
Pavan Karmele is rated 4.3/5 by 4 CA students on Careviews for AFM.
What rating does Sanjay Saraf have on Careviews?
Sanjay Saraf is rated 3.3/5 by 2 CA students on Careviews for AFM.
Faculty Details
Ratings Comparison
Across 6 approved student reviews on Careviews, students currently rate Pavan Karmele higher on 9 of 10 rating dimensions.
Calculated from approved reviews. Differences may reflect review volume, not just faculty quality.
Are concepts explained clearly, or do you need to Google everything after class?
Does teaching stay exam-relevant, or does it wander into topics that won't be tested?
Are the notes good enough to revise from, or do you need to rewrite everything?
Is the teaching pace comfortable — not too fast to follow, not too slow to keep up?
What Students Are Saying
Reviews represent individual student opinions. Careviews does not endorse any faculty.
Pavan Karmele
(4)Course
Regular
Reviewer
Full Time Student
Attempt
First Attempt
Teaching Style
Conceptual
Best for: First Attempt, Multiple Attempts, Concept Building
Pros
Conceptually, he's top-notch. He doesn't waste time teaching every possible trick or shortcut that's irrelevant for the exam like some other faculties do. just pure concepts. makes even the toughest topics feel easy af
Cons
He never replied to any of my doubts, and this is the only area where he needs to improve. Actually, not just mine, he barely replies to anyone's doubts
Good to go if you're okay with not getting doubt support from the faculty
Course
Regular
Reviewer
Full Time Student
Attempt
First Attempt
Teaching Style
Conceptual
Best for: First Attempt
Pros
Good for conceptual clarity
Cons
Doesn't provide concept book
Requires making your own notes while studying, so not recommended for students starting studies after articleship
Course
Regular
Reviewer
Industrial Training
Attempt
Second Attempt
Teaching Style
Conceptual
Best for: Conceptual Learners, First Timers, Exam-Focused Students, Repeaters, Working Professionals / Articleship
Pros
The teaching methodology is outstanding. Complex topics were simplified using practical examples, making them easy to understand and remember. The faculty focuses on conceptual clarity rather than rote learning, which helped me perform better in exams.
Cons
A few topics could have been explained in greater depth.
Course
Fast Track
Reviewer
On Study Leave
Attempt
Third Attempt+
Teaching Style
Conceptual
Best for: Conceptual Learners, Exam-Focused Students, Last-Minute Revisers, Repeaters, First Timers, Working Professionals / Articleship, Rank Aspirants
Pros
Pavan Sir’s exceptionally patient and calm teaching style makes even the most difficult concepts easy to understand and remember. His explanations are crystal clear, which helps with long-term retention. His revision videos on YouTube are nothing short of a fast-track batch, they’re an absolute goldmine for CA students!
Cons
NA
Sanjay Saraf
(2)Course
Regular
Attempt
Second Attempt
Teaching Style
Exam Oriented
Pros
Deeply conceptual but not exam oriented
Cons
Too much time pass during the classes, provides 6-8 books, teaches extra stuff outside the course, keeps blaming ICAI and other faculties, cross sells other courses like CFA, FRM, stock market courses
Course
Regular
Reviewer
Not In Articleship
Attempt
Second Attempt
Teaching Style
Conceptual
Best for: Conceptual Learners, Rank Aspirants, Working Professionals / Articleship, First Timers
Pros
Anyone who is looking to deep dive into finance should give him a try.
Cons
Straight, to the point and raw approach is not liked by many students
Ratings are half the decision.
The Buying Guide covers the other half — format, validity, demo bias and every check before you pay.